ค่า เอกซ์เซสส์ (EXCESS) คือ อะไร ? ทำไมเราต้องจ่าย ? Motor Expo 2026

What is EXCESS? Why do we have to pay?

Feb 10 , 2016

What is EXCESS? Why do we have to pay?

EXCESS is the initial damage cost that the insured must payeach time an accident occurs and we are at "fault", approximately 2,000-5,000 Baht. Mostly, EXCESS is only found in insurance types that havelow prices but offer similar coverage to Class 1 insurance, such as Type 2 Plus and 3 Plus. For these insurance types, the premium is low, so the insurance company stipulates thatthere is an initial damage cost.

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